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Background information for your insurance

Is having health insurance over an insurance provider mandatory?

6. June 2018 0 Comments

Yes. Taking out basic health care is mandatory when living in Switzerland (regardless of your nationality).
However, taking out private supplementary health insurance is optional for policy holders.

The following details need to be considered regarding the mandatory basic health plan:

  • All family members must be insured. Adults as well as children (there is no family insurance).
  • If you are in possession of a labor permit for three month or longer.
  • If you are working in Switzerland for less than three months and do not have adequate health insurance in your home country.
  • If you are employed in Switzerland as a citizen of Switzerland, the EU or EFTA-countries and reside in an EU-member state, Iceland or Norway.
  • If you solely receive a pension from Switzerland as a citizen of Switzerland, the EU or EFTA-countries and reside in an EU-member state, Iceland or Norway.
  • Wenn Sie eine Arbeitslosenentschädigung aus der Schweiz beziehen und Sie sich zur Arbeitssuche für drei Monate in einen EU/EFTA-Mitgliedstaat begeben.
  • If you receive unemployment compensation from Switzerland and move to an EU or EFTA-country for job seeking purposes for three months.