Background information for your insurance

When is comprehensive collision coverage worth it?

6. June 2018 0 Comments

A large damage event with a new vehicle can be very costly. Therefore it is recommended to take out a comprehensive coverage plan (partial- and collision coverage) with a replacement value supplement for at least the first 4-5 years.

  • Partially comprehensive insurance covers the following risks: theft of the car, damages caused by natural hazards such as hail, landslides, flooding etc., glass breakage of windows and other vehicle parts made of glass or similar materials, collisions with animals, acts of vandalism such as malicious removal of the antenna, windshield wipers or mirrors, slicing the tires, damage by martens.
  • Collision insurance covers self-induced damages to the vehicle. If a vehicle is leased, the leasing company usually demands a collision insurance. After 4-5 years it’s worth comparing costs of the insurance rate with possible repair costs. One way to do this is by using our online insurance comparison tool.

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