What type of car insurance do you need and does a comprehensive insurance make sense?
Anyone traveling by car should be aware that a car insurance policy is mendatory for each vehicle. Every car owner has the right to independently decide about the kind of insurance and the insurance provider unless it is not the liability insurance. Unlike with the collision damage insurance / comprehensive insurance in case of coverages for damages of the owner’s vehicle. Car insurance can be devided in partially comprehensive insurance and fully comprehensive insurance (including the partially comprehensive insurance). In the end when you decided for which one you want to go this insurance can be adapted in terms of deductables. Note: the higher the payable personal contribution into the insurance is, the lower the insurance premium will be.
Will you as an insured person have more options in case of adapting premiums? Yes! In the age of internet it has become very easy to compare car insurance providers online for example with the help of Anivo.ch. Therewith you are able to generate the ideal price-performance ratio for yourself. Through the flexible adjustment of the parameters in the insurance details – amount of the deductible for an optional insurance or additional coverage – you are able to filter out the best results for yourself.