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  • General information about insurance and online insurance

Insurance in general – rely on luck or on security?

How do you cope when it comes to insurance in general? Would you blindly rely on your own luck or would you rather secure yourself and your family and make sure to save costs by comparing your insurance online? Sometimes you will not be able to protect yourself from certain events, no matter what you do, however, financial consequences of unpredictable cases can be kept within a limit.

Which insurance types do we really need, and what kind of insurance is dispensable in general? How to proceed if one wants to compare an insurance online or even conclude one online?

When it comes to insurance in general, it is worth taking a closer look on how to optimally secure yourself as well as the rest of the family and on how to compare insurance online to generate lean premiums for the policies.

Compare insurance online

Having an insurance does not mean being protected from accidents, serious illness, disability or death. Life holds many uncertainties and comparing your insurance online does not protect you from possible smaller or even bigger strokes, but who works well and inexpensively, can minimize the consequences and make them manageable. All you need is an optimal insurance coverage in terms of benefits and a premium which is financially acceptable.

The contract between the insured person and the insurer

The insured person as well as the insurer hope that the covered emergency case will not occur. Even if you are perfectly secured by a general insurance and even if you have checked your insurance online for the best conditions, you of course hope to be spared from burglaries, water damage, accidents, disability, serious illness or early death. This makes online insurance sound strange if you are honest with yourself: You pay while hoping never to get into the position of making use of your insurance.

Comparing insurance online – how much must and may security cost?

For the feeling of personal security with the help of an online insurance, the Swiss citizen is also willing to pay more. For insurance in general about 20’000 francs per person change hands year after year building up a sense of security. Is this really necessary, or does the online insurance put itself to the test in terms of costs? You can Indeed save costs and especially before autumn – when you usually may terminate your insurance in general – it is worthwhile to check insurance online and to see whether you can save even more, because within the 20’000 francs, around 6’000 francs are included in premiums, where you can generate savings as well.

Comparing insurance online – How much security will you actually need?

For the feeling of personal security with the help of an online insurance, the Swiss citizen is also willing to pay more. For insurance in general about 20’000 francs per person change hands year after year building up a sense of security. Is this really necessary, or does the online insurance put itself to the test in terms of costs? You can Indeed save costs and especially before autumn – when you usually may terminate your insurance in general – it is worthwhile to check insurance online and to see whether you can save even more, because within the 20’000 francs, around 6’000 Social security – the biggest item when it comes to insurance in general – cannot be compared online.

In this case we speak of obligatory expenditure. Insurance expenditures will increase when having a child in your household and therewith you should compare your insurance online and check, whether it is possible to save money on the insurance in general, and if you are within the 25 per cent of a household budget with insurance expenditures. And here the online insurance comparison comes into effect. But what kind of assurance do we need when it comes to insurance in general? After all, what is the use of screening insurance online?

The insurance should be based on the individual needs

In principle, your own assurance is aligned with your individual needs and there are not any blanket statements whether insurance should be concluded or checked online before it comes to the insurance contract. Indeed, there are questions every insured person should ask himself/herself, in order to pinpoint his/her needs for the general insurance before comparing insurance online:

  • What kind of security should the insurance provide in general?
  • What amount of risk coverage should be obtained from the online insurance?
  • How much on uncovered residual risk are we willing to accept?
  • What kind of protection does our insurance generally offer?
  • What does the own portfolio on policies look like, which should be checked online with the insurance?
  • Are there large gaps in the insurance in general that should be closed via online insurance comparison?
  • How can the gaps in the insurance in general be closed without busting the budget frame?
  • Do we find online insurances with a comparison, which are indispensable and remain so?

 

Only if these questions concerning insurance in general find an honest and open answer by the potential policyholder, it is worth comparing insurance online, thereby optimizing cost savings and one’s own protection. Comparing insurance online enables you to minimize a major risk factor: to conclude an insurance that you do not need, which ignores your individual needs, or is simply too expensive. Another fine-tuning in terms of risk coverage for the insurance in general, before getting to the final stage of searching for online insurance, you will have to proceed as follows:

  • The insurance in general intends to prevent your income from being reduced by a stroke
  • You should search for an online insurance which protects you from the fact that your costs increase because you will be held responsible for a damage
  • The insurance in general should intercept that assets are destroyed by theft and online an insurance is wanted, that covers this event low-priced

Insurance in general and compare insurance online – what in addition is a must?

Almost every risk can be covered by the insurance in general. In order to keep costs manageable, the insurance will be compared online. However which is the best insurance and where does it pay back to look for an insurance online? As a general rule of thumb, things that you perceive as a threat to yourself or your family should be covered by the insurance in general over the online insurance.

Intercept possible follow-up costs with the insurance in general over the online insurance that you are not able to lift by yourself.

That is why the private liability insurance and household insurance are an absolute must, and here the insurance can easily be compared online – in terms of power service bundle and the premiums. Furthermore, with the general insurance and the online insurance it is worth checking if your own health care coverage should only offer you a security framework of the basic health insurance or if it is worthwhile to operate over the supplementary. If the third party liability claims are intercepted by the personal liability insurance, your household property is secured by the home insurance and if you have booked a supplementary insurance for the health insurance in case of sickness, this is half of the job most of the time. And especially here, the costs can also be kept slim if you compare the insurance online.

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You will find a lot of exciting information about your car insurance, liability insurance, health insurance, legal protection insurance, home insurance, motorcycle insurance and health insurance provider in Switzerland.

Anivo.ch is your online insurance comparison and personal insurance broker!

Anivo.ch is the first Swiss online insurance broker. We offer an online insurance comparison of the best Swiss insurance providers, combined with individual and personal insurance advice by our independent insurance experts, whenever you wish. Thus Anivo.ch is the recommended insurance comparison in Switzerland.

You can currently find an insurance comparison for your car insurance on Anivo.ch. We will expand our insurance comparison to home insurance, liability insurance and legal protection insurance. Through our innovative insurance comparison you will not only find the best prices, but you can also compare the detailed services of insurance products.

In addition, you will find an innovative health insurance comparison on Anivo.ch, which allows you to compare the premiums for basic health insurance and the benefits of the supplementary insurance of the leading Swiss insurance providers. To make your choice easier, our insurance experts have compared and transparently evaluated all products of the supplementary insurance. In this way you will not only compare insurance premiums with us but also the quality of their products!

Currently you are able to compare your car insurance – liability insurance, partial coverage, comprehensive insurance or accident insurance with our online insurance comparison service in less than 2 minutes. Simple, anonymous and free of charge. A personal point of contact will assist you in your matters with advice and practical help if you wish.